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Con montos menores no es recomendable iniciar en la negociación en línea, pues comenzar y en muchos casos aprender, cuesta” , señaló Daniel Escobar. La regulación y vigilancia de las diferentes plataformas es muy importante, y esto depende de dónde operen y estén registradas las plataforma. De acuerdo con Escobar, “en Colombia a través de estas plataformas solo se pueden negociar acciones. Las plataformas autorizadas son aquellas que están respaldadas por una firma comisionista de bolsa , que a su vez está debidamente registrada y autorizadas en el mercado colombiano”. Para el caso de plataformas internacionales el factor regulatorio es diferente, pues al no estar radicadas en Colombia el agente supervisor, en este caso la Superintendencia Financiera, no tiene jurisdicción para vigilar y controlar. 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